Landlords' rigid requirements on tenants make it nearly impossible for most Americans and potential tenants in other global hubs to access quality living.

More than half of all Americans are living paycheck to paycheck; including some of those earning $100,000 or more. Moreover, over half of all American residents have less than $1,000 in savings. This makes it nearly impossible for most to put down a security deposit in the amount of one or more months of rent. Equally, high credit core requirements disqualify many potential tenants (including expats, foreign students or young graduates with limited credit history) from the market completely.

TheGuarantors spotted an opportunity to disrupt the market by creating an insurance product with benefits for both renters and landlords. For renters, it provides a more cost-efficient way to secure the property they want; for landlords it issues a lease rental bond which provides complete security on the guaranty deposit for their properties. With a positive knock-on effect on the liquidity of the market, and evident global scalability, TheGuarantors is making life easier for all participants in the rental process.