The insurance market in Germany is fascinating, driven by a German love for insurance.

On average Germans hold 6.5 policies and pay annual premiums of almost €2.5k, making it one of the top 5 largest insurance markets in the world, with over €194bn in annual gross written premium and c.50k predominantly offline insurance brokers across the country. At the same time less then 30% of users are happy with their insurance providers.

Christopher, Marco, Steffen, Chris and the energetic team at Clark are focused on bringing this large fragmented market online with a superior customer experience. Clark is powered by a robo-advisory platform which scales insurance advice and supported by a team of certified insurance experts available via chat, email and phone to cover all insurance needs in one place. The platform is available on web and mobile for consumers and serves P&C, life and health insurance products. Shortly after launching in 2015, Clark overtook older digital brokers and today counts close to 100,000 users on it’s platform

“We got to know White Star over a long period of time, and their entrepreneurial spirit and growth mindset really resonated with us. We were looking for partners with deep understanding of technology-fuelled businesses and that actively support their portfolio companies, and White Star was the ideal partner to join us at this stage of the journey.”

- Christopher Oster
Back to portfolio

Led By

Nicholas Stocks Sanjay Zimmermann Eric Martineau-Fortin

Investment Date

April 2018



Business Model

B2C Marketplaces


Frankfurt, Germany



Initial Investment

Series B Co-lead
Visit Company Website